Benefits of Bankruptcy

Bankruptcy is a highly beneficial process designed to help those who are overburdened with debt. These laws were created under U.S. Constitution for individuals, families and businesses to help reorganize financial situations and eliminate debt to get a fresh financial start.

Our law firm is dedicated to helping individuals obtain debt relief through the practice of bankruptcy.

Here are some benefits of filing for relief under the Bankruptcy code:

Get Creditors off your back

  • Stops all collection efforts
  • Provides stress relief
  • Saves your house from foreclosure *
  • Saves your car from repossession *
  • Stops wage garnishments and lawsuits

Discharge debt

  • Gets rid of all or most of your debt
  • Eliminates junior mortgages

Get a fresh start

  • Stops the aging of delinquent accounts and upon discharge of your case you will be given a chance to rebuild your credit. For most people completing their Chapter 13 or Chapter 7 and receiving a discharge increases their FICO score. The reason for this is that getting rid of debts puts you in a better position to handle more credit.
  • Not only will you have a clean slate after completing your bankruptcy but it also gives you a chance to learn how to budget better
Debt Relief Options
Can Filing
Bankruptcy Help
Can Debt
Settlement Help
Can Credit
Counseling Help
Protect Against:
Collection Efforts and Creditor Harassment
Wage Garnishment
Eliminate or Reduce:
Accounts Referred to Collections
Credit Card Debt
Medical Bills
Payday Loans
Personal Loans
Tax Debt
Divorce-Related Debt
Student Loans
When Does the
Relief Begin?
In most cases, you STOP paying bills immediately after case is filed. Collection efforts (creditor calls, foreclosure and repossession) are court-ordered to STOP Typically have to make many monthly payments, including interest & late fees Typically have to make many monthly payments, including interest & late fees
Can it Impact Your Credit?
* Discharged in bankruptcy under unique circumstances.
Talk to a bankruptcy lawyer today about your options.